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McCurrie McCurrie
& McCurrie, L.L.C.

680 Kearny Avenue
Kearny, NJ 07032-3010
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Creating a Special Needs Plan in New Jersey

In many families with special needs children, the child will continue to live at home with his or her parents long into adulthood. Even if the child does not continue to live at home, parents often continue to play an active role in providing care and support.

It is important to think about what will happen when you are no longer there to care for your child. Will you hire a home to care for him or her? Do you have another relative who has offered to provide a home?

When you're creating your estate plan, if you are accounting for the future care and support of a special needs individual, it is extremely important that you tailor your plan to his or her unique situation. As we discussed last week, lack of an estate plan can be especially troublesome and expensive if a special needs child is involved.

You will need to take a lot of different things into account. Perhaps the most important is determining who will look out for the individual's best interests. Appointing a guardian to care for your special needs child and a trustee to look after their financial well-being are two essential areas that can cause a lot of trouble if left unfilled.

As Victoria Dalton points out in a special NJ.com piece, you should also take into account your child's medical needs and what he or she will need to survive after you've gone.

An estate plan is more than simply passing on assets to loved ones; it's also about continued care and clear instruction. Your desire to care for your special needs child may never be in doubt, but without a will, the best way to do that will be.

No one knows the situation better than you and, in the end, you are the one who should be setting out a plan for your child's future.

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