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McCurrie McCurrie
& McCurrie, L.L.C.

680 Kearny Avenue
Kearny, NJ 07032-3010
Phone: (201) 467-4180
Fax: (201) 997-9567
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There are important times to review your estate plan

We all go through drastic changes in our lives. While many people might not see them as drastic, the seemingly ordinary life happenings might actually be very dramatic for a person's estate plan. While we may have our world view engrained in us from our adolescent years, many of us are not the same person from the time we turn 18 until the time we retire.

There are huge changes that occur during the course of a person's life. Turning 18, the age of legal adulthood, starting a relationship, engagement, marriage, children, possibly divorce, maybe a second marriage, and retirement can all change a person's circumstances and should prompt a person to review their estate plan.

At age 18, some form of estate planning might be required. Even if it is only a living will and health care directive that informs family of your wishes if you are incapacitated. At other milestones, parents should designate guardians for their children, and might set up a trust to help distribute or manage assets should something happen to them.

After any other changes such as and engagement, marriage, divorce and retirement, it is important that couples protect themselves and their families through proper estate planning. This might include changing beneficiaries, trustees or the executor of their will. An experienced estate planning attorney can help a person or couple understand what each estate planning document can do and whether they need certain protections or not. They can then help the person or couple update or revise their plans based on life events.

Source: Bankrate.com, "8 life stages of estate planning," G.M. Filisko, May 10, 2013

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