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3 different powers of attorney for New Jersey residents

When it comes to legal-speak, even the most erudite among us can have trouble making sense of it all. For example, when people hear the term "power of attorney," nearly all of them think there is only one, but the truth of it is, powers of attorney can cover a variety of needs. Most of us are ordinary, hard-working citizens without a great need for the complicated legal documents the rich and/or famous must sort through, but we may still need more than a single power of attorney.

A recent article in Forbes online explains how to use three different powers of attorney as tools to protect your health and your assets in the event you cannot make such decisions on your own.

The author first talks about a health care power of attorney. This document enables the person of your choice to make health care decisions on your behalf if you become too sick, injured or otherwise incapacitated. This kind of power of attorney can be as flexible as you like and can cover a wide array of your own health care decisions such as a Do Not Resuscitate order or issues relating to feeding and medication.

The next power of attorney protects your identity and your confidentiality by controlling the way health care providers handle your personal health information. It's called a Health Insurance Portability and Accountability Act power of attorney, and it gives your designee the authority to receive health and medical information about you. This is important because many health care providers are reluctant to share this information due to the potential of penalization.

Finally, the article discusses the importance of a durable power of attorney for matters involving business or finances. This document gives the person you choose the power to make such decisions on your behalf, negating the need for court intervention or the appointing of a guardian.

Even those of us who don't have a wealth of assets to watch over can still use these three powers of attorney. An experience New Jersey attorney can provide more information on these and other important estate planning documents.

Source: Forbes, "Three Powers of Attorney Everyone Needs" Mark Eghrari, Aug. 18, 2014

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