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McCurrie McCurrie
& McCurrie, L.L.C.

680 Kearny Avenue
Kearny, NJ 07032-3010
Phone: (201) 467-4180
Fax: (201) 997-9567
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Smart women take care of their estate planning early

Some people think men are intimidated by smart women. Many well-educated, beautiful women have down-played their intelligence in order to score more dates. Unfortunately, when it comes to estate planning, many women in New Jersey have not invested as much in their education as they should.

According to a recent study, more women care about losing weight than care about protecting their financial assets. The statistic is alarming, especially when you look at the details of who will be most impacted by estate planning decisions.

A recent article in Forbes reported that among Americans who are 65 and older, 42 percent of women are widowed. By comparison, only 14 percent of men are widowed.

So what does that mean for women? Several things. If a woman's husband dies, she may be able to work with an estate planning lawyer to help minimize the tax penalties. A woman who is unaware that she should be taking action could easily lose tens of thousands of dollars in tax penalties alone.

In addition, because women typically live longer than men, they usually have the last say in their estate planning decisions. Widowed women are responsible for making sure their assets are divided appropriately.

Because women often marry older men and, according to the statistics, typically have lower earnings, they are more likely to outlive their husbands. As a result, a woman who fails to take action could see her lifestyle compromised drastically when she is widowed.

Source: Forbes, "Nice Girls Talk About Estate Planning," Deborah L. Jacobs, Aug. 9, 2011

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