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McCurrie McCurrie
& McCurrie, L.L.C.

680 Kearny Avenue
Kearny, NJ 07032-3010
Phone: (201) 467-4180
Fax: (201) 997-9567
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Estate planning helps plan for the unexpected

Many people might not realize, there is a science to how long a person is expected to live. While you may have heard of a life expectancy of those who live in a certain country, many people don't realize that insurance companies often calculate how long they expect certain people to live. The calculations many insurance companies use allows them to calculate the risk in providing insurance to certain people. Now many websites are offered that allow you to plug in basic information and you get a rough life expectancy.

Although a scientific formula might provide some insight into your life expectancy, the keyword is expectancy. What happens if the unexpected happens? If a person is expected to live well into their nineties because of their family history, they could still die younger than expected because of an unnatural cause. Even though this isn't an easy subject to discuss, estate planning can help plan for the unexpected.

Many people are living longer because of modern medicine. Cures for diseases are being discovered, but as people age, more degenerative diseases are being discovered. So, although people might want to count on the advent of more medical advances, it might not be a wise idea.

Planning your estate well before you reach old age can bring peace of mind. Knowing that your family understands and will carry out your wishes after you pass on can help you focus on living life right now, not worrying about what will happen if something happens tomorrow.

Source: CBS Money Watch, "How long will you live?" Steve Vernon, June 26, 2012

-Our law firm has experience in many areas of estate planning. To learn more about planning for the unexpected, please visit our estate planning page.

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